Tuesday, February 17, 2026 / by Ryan Huemmer
Headline: ?? Is the Madison Spring Market Calling Your Name?
Big things are happening in the Dane County real estate market this February! ?? From mortgage rates hitting near three-year lows to a "healthy recalibration" in local pricing, there is a lot for both buyers and sellers to be optimistic about as we head into spring.
Here’s the Monthly Minute breakdown:
?? Rates are down: The 30-year fixed mortgage rate averaged 5.875% as of Feb 12th a significant drop from last year that could save you hundreds every month.
?? Home values remain strong: The median sale price in Dane County rose to over $513k in January, up 7.73% from the previous year.
?? More breathing room: Homes are spending an average of 51 days on the market, giving buyers a bit more time to make informed decisions.
Whether you’re looking in Madison, Middleton, or Cottage Grove, the "Spring List ...
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Friday, December 12, 2025 / by Ryan Huemmer
Sure, we’re poking fun at Time Magazine’s recent cover but here’s the real headline:
In a market where choosing the wrong agent can cost you big, this team shows up with expertise that actually protects people, their money, their time and their peace of mind. And they do it with a level of professionalism (and personality) you just can’t fabricate.
To our team:
Thank you for the long hours.
Thank you for the high standards.
Thank you for caring about clients the way you do.
And thank you for making The Huemmer Home Team something truly special.
It's not just for the deals they close, but for the integrity, grit, humor and heart they bring to our clients every single day.
We'll go to any heights to make you happy!
The Huemmer Home Team ...
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Thursday, December 11, 2025 / by Ryan Huemmer
Your Local Real Estate Experts at The Huemmer Home Team Are Here to Help Navigate Today's Market
The American Dream of homeownership is becoming increasingly difficult to achieve as housing affordability reaches a critical low. Recent analysis reveals that more than three-quarters of homes nationwide are now financially out of reach for typical American households, creating significant barriers for families hoping to purchase property.
Understanding the Housing Affordability Crisis
According to recent data from Bankrate, over 75% of homes across the United States are unaffordable for the average household. A home is considered affordable when annual housing costs remain at or below 30% of household income, a threshold that most properties now exceed.
"Only a sliver of the housing market is affordable to the typical household. It's changed over the years from one income to two incomes to qualify. Now more than ever, a third income or borrower is needed to qualify." explain ...
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Wednesday, December 3, 2025 / by Ryan Huemmer
The Madison housing market is poised for a significant shift in 2026, marking the beginning of what experts are calling "The Great Housing Reset." According to recent industry forecasts, homebuyers across Wisconsin and specifically in the Madison area will finally start seeing some relief as affordability gradually improves for the first time since the Great Recession era.
"We're entering a pivotal moment for Madison homebuyers," says Ryan Huemmer, Team Lead at The Huemmer Home Team. "After years of escalating prices and high mortgage rates, 2026 will mark the beginning of a long-term recovery. This won't be a dramatic overnight correction, but rather a sustained period where wages finally start outpacing home price growth, creating opportunities for buyers who've been sitting on the sidelines."
Madison Mortgage Rates Expected to Ease
Mortgage rates are projected to continue their gradual decline throughout 2026, with the 30-year fixed rate averaging around 6.3% for the ye; ...
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Monday, October 27, 2025 / by Ryan Huemmer
If you've been keeping an eye on the southern Wisconsin housing market lately, you've probably noticed the conversation has shifted. Whether you're browsing homes in Madison, considering a move to Sun Prairie, or exploring opportunities in the surrounding Dane County communities, today's buyers and sellers are navigating a market that looks very different than it did just a few years ago.
At The Huemmer Home Team, we're in constant conversation with our clients about what's really happening on the ground. Here are the top issues shaping the southern Wisconsin housing market right now and what they mean for you.
Interest Rates and Affordability: The New Reality
Let's address the elephant in the room: mortgage rates are higher than many of us have seen in years. After a period of historically low rates, today's buyers are adjusting to a new financing landscape. This shift has significantly impacted affordability across southern Wisconsin, from Madison's east side neighborhoo ...
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