Wednesday, December 3, 2025 / by Ryan Huemmer
The Madison housing market is poised for a significant shift in 2026, marking the beginning of what experts are calling "The Great Housing Reset." According to recent industry forecasts, homebuyers across Wisconsin and specifically in the Madison area will finally start seeing some relief as affordability gradually improves for the first time since the Great Recession era.
"We're entering a pivotal moment for Madison homebuyers," says Ryan Huemmer, Team Lead at The Huemmer Home Team. "After years of escalating prices and high mortgage rates, 2026 will mark the beginning of a long-term recovery. This won't be a dramatic overnight correction, but rather a sustained period where wages finally start outpacing home price growth, creating opportunities for buyers who've been sitting on the sidelines."
Madison Mortgage Rates Expected to Ease
Mortgage rates are projected to continue their gradual decline throughout 2026, with the 30-year fixed rate averaging around 6.3% for the ye; ...
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Monday, October 27, 2025 / by Ryan Huemmer
If you've been keeping an eye on the southern Wisconsin housing market lately, you've probably noticed the conversation has shifted. Whether you're browsing homes in Madison, considering a move to Sun Prairie, or exploring opportunities in the surrounding Dane County communities, today's buyers and sellers are navigating a market that looks very different than it did just a few years ago.
At The Huemmer Home Team, we're in constant conversation with our clients about what's really happening on the ground. Here are the top issues shaping the southern Wisconsin housing market right now and what they mean for you.
Interest Rates and Affordability: The New Reality
Let's address the elephant in the room: mortgage rates are higher than many of us have seen in years. After a period of historically low rates, today's buyers are adjusting to a new financing landscape. This shift has significantly impacted affordability across southern Wisconsin, from Madison's east side neighborhoo ...
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Friday, October 10, 2025 / by Ryan Huemmer
How Much House Can I Afford in Madison, WI?
If you're considering buying a home in Madison, Wisconsin, one of the first questions you'll ask yourself is, "How much house can I afford?" Understanding your budget before you start house hunting is crucial to making a smart investment and ensuring you're comfortable with your monthly payments. Madison's real estate market offers diverse opportunities, from charming bungalows near the Capitol Square to modern developments in Middleton and Sun Prairie, but knowing your financial limits will help you focus your search and make confident decisions.
Understanding Your Home Affordability in Madison
The amount of house you can afford depends on several factors including your income, existing debts, down payment, credit score, and current interest rates. A general rule of thumb used by many lenders is that your monthly housing payment should not exceed 28% of your gross monthly income. This is known as the front-end ratio. Additionall ...
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Monday, October 6, 2025 / by Ryan Huemmer
The October housing market is serving up some SWEET opportunities
Mortgage rates down to 6%
More inventory to choose from serious buyers ready to close
Motivated sellers before year-end
Whether you're BUYING or SELLING, the fall market offers advantages you won't want to miss!
Click HERE to read our full October Newsletter
Reply to discuss your real estate goals - let's create your winning strategy together!
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The Huemmer Home Team | LPT Realty
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Thursday, October 2, 2025 / by Ryan Huemmer
Amber Huemmer and The Huemmer Home Team stand as one of Madison’s most trusted real estate resources. With deep experience, local roots, and impressive results, they have earned a reputation as go-to professionals throughout Dane County and surrounding areas. Below is a look at their background, what makes them stand out, and how the Madison housing market is performing now.
Who Is Amber Huemmer & The Huemmer Home Team?
Amber Huemmer has been a full-time Realtor since 2004, and over the years she has guided more than 2,000 home transactions. The Huemmer Home Team She leads The Huemmer Home Team out of Cottage Grove, WI, with a primary focus on Dane County and nearby communities such as Sun Prairie, DeForest, Windsor, Middleton, Verona, Oregon, McFarland, Stoughton, Deerfield, Marshall, and Fitchburg.
Amber holds several designations that reflect her commitment to excellence:
CRS (Certified Residential Specialist) — a high-level credential r ...
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