Monday, October 13, 2025 / by Ryan Huemmer
A recent survey shows that nearly all Americans agree: housing in the U.S. is too expensive. Only 3% of respondents believe housing costs are “reasonable”, while a staggering 93% say prices are too high, with 43% calling them “way too high.”
These perceptions come amid a housing market where affordability is near four-decade lows relative to income, and roughly half of renter households are cost-burdened, paying more than 30% of their income on housing.
What Americans Blame for High Housing Costs
The survey revealed Americans are divided on the cause of the housing crisis. Here’s a breakdown of what respondents think is driving up costs:
Investors buying homes for profit: 48%
High cost of building materials: 46%
Greedy landlords charging high rents: 43%
Elected officials not prioritizing affordable housing: 33%
Immigration: 17%
Length of time to build new homes: 9%
Interestingly, while investors often get the spotlight in public debates ...
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the huemmer home team, real estate agent, lpt realty, housing market, mortgage rates, ryan huemmer
Friday, September 26, 2025 / by Ryan Huemmer
At The Huemmer Home Team, we’ve been keeping a close eye on the Cottage Grove, WI housing market, and as we move into fall 2025, the numbers continue to show strength. The median sale price for homes in our area is currently sitting around $510,000, up more than 6% from this time last year. Listing prices are trending even higher, averaging about $559,400, with new construction pushing values upward. On average, homes in Cottage Grove are valued at just over $465,000, which is a 2.6% increase compared to last year. What really stands out is that homes are selling faster, median days on market has dropped to 49, down from 67 in 2024 and closed sales in August jumped to 12, compared to just 7 during the same month last year. With inventory still limited, well-presented homes in desirable neighborhoods are attracting strong attention and often multiple offers.
Of course, mortgage rates remain a major talking point. The Huemmer Home Team has an advantage with a f ...
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Wednesday, September 17, 2025 / by Ryan Huemmer
Madison Real Estate Market Sees Golden Opportunity as Mortgage Rates Drop to 6.25%
The Huemmer Home Team Reports Promising Market Conditions for Both Buyers and Sellers This Fall
Market Analysis: A Turning Point for Madison Area Real Estate
The Madison area real estate market is experiencing a significant shift this fall, with mortgage rates dropping to 6.25% nationally—creating what The Huemmer Home Team calls "a window of opportunity" for both buyers and sellers in Dane County.
According to the latest market data from August 2025, Dane County's housing market shows strong fundamentals with average home prices reaching $533,886—a notable increase from $523,496 in 2024. Despite this price appreciation, the market is showing signs of balance that haven't been seen in recent years.
The Numbers Tell the Story
The August 2025 Dane County housing market report reveals several key trends:
Average Home Price: $533,886 (up from $523,496 in 2024)
Days on Market: 29 days aver. ...
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Friday, September 12, 2025 / by Ryan Huemmer
Madison area homebuyers and homeowners: The market just shifted in YOUR favor!
If you've been waiting to buy a home in Madison, Middleton, Verona, Sun Prairie, or anywhere in Dane County, this is your moment. 30-year fixed mortgage rates have dropped to a new low of 5.875% – the lowest we've seen in months and a game-changer for Wisconsin homebuyers.
Madison WI Real Estate Market Meets Historic Rate Opportunity
With Madison's median home price currently around $430,000-$445,000, this rate drop couldn't come at a better time for local buyers. The Madison housing market remains competitive but lower rates are opening doors that were previously closed for many families.
The Federal Reserve's dovish signals regarding the 10-year Treasury have created this perfect storm of opportunity. When the 10-year Treasury drops, mortgage rates follow – and Wisconsin homebuyers are reaping the benefits right now.
Meet Ryan Huemmer: Madison's Mortgage Expert Turned Real Estate Team Ow ...
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Monday, September 18, 2023 / by Ryan Huemmer
Best of Cottage Grove voting has started. Please vote for The Huemmer Home Team team members for Best Businessman, Best Businesswoman and Best Real Estate Agent in 2023! Thank you for the nominations! www.hngnews.com/bestofcottagegrove ...
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