Wednesday, March 18, 2020 / by Ryan Huemmer
While you practice 'social distancing' at home, PLAY The Huemmer Home Team BINGO.
The winner to receive a $25 gift certificate to a local ice cream shop?????? (draw winner Tuesday, March 24th)
1??Like our Page & Share our post on Facebook (THHT Bingo Post) to get started, so we know you’re playing along!
2??Two lines is a winner!
3??Take a photo during your favorite activity
4??Tag us @thehuemmerhometeam with the photo and use #thhtbingo once you have bingo to get entered into the drawing
One entry per household so get your family involved.
The Huemmer Home Team
Friday, March 13, 2020 / by Amber Huemmer
Madison, the capital city of Wisconsin, is the second largest city in the state. Its downtown sits on an isthmus between lakes Mendota and Monona and is home to the University of Wisconsin-Madison. The city's five lakes make it one of the more picturesque state capitals in the country.
The spring is when the outdoor Farmer's Market begins, where local farmers sell directly to consumers around the Capitol Square. We love the Henry Vilas Zoo, a 28-acre public zoo with no admission fee.
Kick-off the start of summer Memorial Day weekend at Brat Fest. Get on the water where you can kayak, canoe, paddleboard, fish, boat and ski. Grab a bicycle or a pair of sneakers to take the Lake Loop around Lake Monona and past the Monona Terrace for a picturesque 13-mile trip. Play golf at one of Madison’s five golf courses. Spend your evenings out on the town walking State Street for dinner, get drinks outside at the Memorial Union Terrace or to catch a performance at the Overture Cente ...
Wednesday, February 26, 2020 / by Ryan Huemmer
Want to buy a home……...you need to know your credit score.
Credit scores range from 300 to 850.
There are some free websites available where you can monitor and view your credit score.
Credit Karma offers an updated score every week and it doesn’t affect your credit score or count as an inquiry. You can see all your accounts and balances plus you can set-up alerts when there is a change to your credit profile. Like a new account.
Your credit score is a snapshot of your borrowing history and it’s truly the first indicator used to see what type of loan programs you qualify for.
Your score is built on 5 categories:
1. Payment History
2. Credit Utilization - meaning balance vs available credit limit
3. Length of Credit History
4. Credit Types - student loans, credit cards, car loans, mortgages
5. Recent Inquiries
You need a ...
Wednesday, February 12, 2020 / by Ryan Huemmer
Check out our "????Best Steakhouses in Madison, WI????".
Wonder Bar Steakhouse
222 E Olin Ave
Madison, WI 53713
Tornado Steak House
116 S Hamilton St
Madison, WI 53703
14 W Mifflin St
Madison, WI 53703
Delaney's Steak & Seafood
Ruth's Chris Steak House
What's your favorite?????
Looking for a home in the Madison Area to enjoy these wonderful steakhouses.......call The Huemmer Home Team today!
The Huemmer Home Team
Monday, February 3, 2020 / by Ryan Huemmer
Fair Isaac Corp., the company behind the popular FICO credit score, announced the launch of its latest FICO 10 model on Jan. 23, that will start incorporating consumers’ debt levels into their scoring model.
Amber uses Credit Karma to monitor her accounts and score........it's FREE!
This comes as total household debt in the U.S. is on the rise and currently sits at about $13.95 trillion as of the end of 2019, according to the Federal Reserve Bank of New York. That’s higher than the previous high of $12.68 trillion seen right before the 2008 financial crisis.
Those who fall behind on their loan payments, they are more likely to see a drop in their score. FICO also plans to flag consumers who sign up for personal loans, which are generally considered more risky since these are unsecured and typically do not require collateral like a car or a house.
The new scoring model will also likely create a wider gap between those who are considered good credit risk vs ...