Monday, November 17, 2025 / by Ryan Huemmer
Understanding the Shifting Landscape of Madison Real Estate
Home Buyers and Sellers reveal a transforming real estate landscape in the Madison, WI area that challenges many traditional assumptions about homeownership. As experienced Madison real estate professionals, The Huemmer Home Team, recognizes that understanding these historic trends is essential for both buyers and sellers navigating today's Dane County housing market.
First-Time Buyers Face Unprecedented Challenges in Madison
First-time home buyers in the Madison area are experiencing what can only be described as a perfect storm of affordability challenges. Nationally at just 21%, the share of first-time buyers has reached an all-time low, representing a significant departure from the healthier 40-45% range that historically characterized balanced housing markets. This demographic shift has profound implications for the Madison metro area, from Middleton to Sun Prairie, and throughout surrounding Dane County comm ...
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Wednesday, December 2, 2020 / by Amber Huemmer
Are you wanting to buy a home but you don’t have a lot of money saved for a down payment?
You don’t need 20% down to buy a home.
A conventional 30 year fixed requires as little as 3-5% down.
FHA loan only requires 3.5% down and allows for less than stellar credit.
WHEDA loan requires 3% down but you can piggyback a WHEDA second loan called Easy Close to lower or completely cover your down payment.
VA and USDA offer 0% down loans but come with some additional qualifying requirements in order to participate.
Get pre-approved for FREE with a local lender and discuss these options in greater detail to see which one is best for you and your situation. Also make sure to ask if they have any special in-house loans or down payment assistance programs.
The Huemmer Home Team has the KEYS to your home buying success. Let’s get you started today.
Amber Huemmer, Real Estate Agent
The Huemmer Home Team
RE/MAX Preferred
608-279-5424 ...
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