Sunday, November 22, 2020 / by Ryan Huemmer
The Herald-Independent announced their 2020 Best of Cottage Grove winners. Amber Huemmer, of The Huemmer Home Team, was awarded Best Realtor and Businesswoman in Cottage Grove. The winners are determined with a public vote; one vote per person.
Amber's mission 17 years ago wasn't to be recognized for providing real estate services, it was just her job. Many years later it became way more than just selling real estate. Her ability to teach others to succeed, giveback to those in need and raise her family in a community that she lives in, works from and loves dearly was her mission. It's when your work, becomes your life's work, you realize how amazing the real mission was and is.
Thank you Cottage Grove for recognizing Amber Huemmer as the Best Real Estate Agent and Best Businesswoman in 2020.
We're fortunate to have her lead us.
The Huemmer Home Team
Monday, November 16, 2020 / by Ryan Huemmer
The Huemmer Home Team has teamed up with The Herald Independent to offer this wonderful prize.
Win up to $15,000 towards your rent or mortgage for a year - visit https://hometownhotdeals.secondstreetapp.com/FREERENT/ to enter and for more details.
Entries accepted from Monday, November 16, 2020 through Monday, December 14, 2020......it's FREE! ...
Wednesday, September 16, 2020 / by Ryan Huemmer
Cottage Grove enjoys the benefits of a small community, as well as the metropolitan culture of nearby Madison only just minutes away. It has a village and township. The business community is supportive of a Buy Local Campaign bolstered by the efforts from the Cottage Grove Chamber of Commerce. Citizens of all ages enjoy "Christmas in The Grove", "Marketplace Dayz" and "Night Golf" all promoted by the Chamber.
Cottage Grove has two public golf courses, The Oaks Golf Course and Door Creek Golf Course. Fireman's Festival brings people from all over on Father's Day weekend every year to enjoy live music, carnival rides, a parade, local baseball, horse pull and a morning run called Hot2Trot. Madison Rugby Sports Complex is home to Cottage Grove with two high-quality fields, pavilion, bleachers plus plans for a Clubhouse to include locker rooms, banquet hall, warming kitchen and covered balconies overlooking both fields. Glacial Drumlin State Trail is a 52-mile trail m ...
Sunday, April 26, 2020 / by Ryan Huemmer
?? Are you ready to call Cottage Grove home??? 706 Stoney Hill Ln $599,900 (0:00)?? click http://bit.ly/3daqJoj?? 3017 Pheasant Run $529,000 (3:42)?? click http://bit.ly/2uH6X21?? Cottage Grove Market Informationhttps://bit.ly/CottageGroveHousingUpdate
The Huemmer Home Team
Monday, February 3, 2020 / by Ryan Huemmer
Fair Isaac Corp., the company behind the popular FICO credit score, announced the launch of its latest FICO 10 model on Jan. 23, that will start incorporating consumers’ debt levels into their scoring model.
Amber uses Credit Karma to monitor her accounts and score........it's FREE!
This comes as total household debt in the U.S. is on the rise and currently sits at about $13.95 trillion as of the end of 2019, according to the Federal Reserve Bank of New York. That’s higher than the previous high of $12.68 trillion seen right before the 2008 financial crisis.
Those who fall behind on their loan payments, they are more likely to see a drop in their score. FICO also plans to flag consumers who sign up for personal loans, which are generally considered more risky since these are unsecured and typically do not require collateral like a car or a house.
The new scoring model will also likely create a wider gap between those who are considered good credit risk vs credit m ...