Monday, February 3, 2020 / by Ryan Huemmer
Fair Isaac Corp., the company behind the popular FICO credit score, announced the launch of its latest FICO 10 model on Jan. 23, that will start incorporating consumers’ debt levels into their scoring model.
Amber uses Credit Karma to monitor her accounts and score........it's FREE!
This comes as total household debt in the U.S. is on the rise and currently sits at about $13.95 trillion as of the end of 2019, according to the Federal Reserve Bank of New York. That’s higher than the previous high of $12.68 trillion seen right before the 2008 financial crisis.
Those who fall behind on their loan payments, they are more likely to see a drop in their score. FICO also plans to flag consumers who sign up for personal loans, which are generally considered more risky since these are unsecured and typically do not require collateral like a car or a house.
The new scoring model will also likely create a wider gap between those who are considered good credit risk vs ...
Monday, January 27, 2020 / by Ryan Huemmer
The Huemmer Home Team loves football!
Check out our "Favorite Places To Watch The Big Game" video
Monk's Bar & Grill in Sun Prairie
2832 Prairie Lakes Dr
Sun Prairie, WI
304 Commerce Parkway
Cottage Grove, WI
Buffalo Wild Wings in Monona
6544 Monona Dr
Hope you enjoy our favorite places too!
The Huemmer Home Team, RE/MAX Preferred
425 W Cottage Grove Rd Ste B
Cottage Grove, WI
See what others have to say that used our services - http://bit.ly/THHTreviews
Monday, November 11, 2019 / by Ryan Huemmer
The Herald-Independent announced their 2019 Best of Cottage Grove winners last week. Amber Huemmer, of The Huemmer Home Team, was awarded Best Realtor in Cottage Grove. The winners are determined with a public vote; one vote per person.
Amber has been selling real estate for 15+ years with over 1,000 properties sold. She specializes in negotiation, marketing, staging and has extensive training from the nations top real estate coaches. She's one of 4% of Realtors that have earned their CRS (Certified Residential Specialist) designation. She also earned her ABR (Accredited Buyer Representative), GRI (Graduate Realtor Institute), ASP (Accredited Staging Professional), and been awarded into the RE/MAX Hall of Fame.
"Thank you Cottage Grove! I have to say, I have the most amazing team of agents and support staff. Without them, none of this would be possible. The decision to raise my family here in Cottage Grove was the best decision I ever made."
Congratulations to all the wi ...