Monday, October 26, 2020 / by Ryan Huemmer
Looking for safe and fun Halloween ideas during the covid-19 pandemic? Consider some of these:
Host A Virtual Costume Party
Get your costume on and invite your friends! A virtual costume party using one of many popular video chat apps would be fun and safe for all. Play a game or have a dance party, lip-sync contest, or joke contest.
Set up a Candy Graveyard Hunt
Like Easter but instead of eggs hide CANDY! Deck your yard out with Halloween décor and let the kids explore for that special treat.
Trunk-or-Treat with Neighbors
Let the kids go trick-or-treating from car to car within your eyesight. Allowing them to safely exchange candy with people you know. Also include a “Best Trunk Decoration Contest” for a family to win bragging rights for the entire year.
Never leave the comfort and warmth of your own car! With reverse trick-or-treating, people drive by houses and throw candy or deliver it to the kids in costumes in their yard ...
Tuesday, April 7, 2020 / by Ryan Huemmer
CARES Act - Coronavirus Relief Bill
Congress enacted the CARES Act which included a provision on all federally backed mortgages. The Act consists of two major parts.
1. Blocks lenders from starting the foreclosure proceedings for at least 60 days (started March 18th).
2. Gives homeowners who are experiencing a financial hardship due to coronavirus the option to request up to 180 days of forbearance on their mortgage.
Forbearance is when your mortgage servicer, that’s the company that sends your mortgage statement and manages your loan, allows you to pause your payments for a limited period of time. Forbearance does not erase what you owe.
The types of forbearance available vary by loan type. If your mortgage is backed by the federal government—this includes FHA, VA, USDA, Fannie Mae and Freddie Mac loans.
One of the most important things to remember is that forbearance is not forgiveness. So, if you’re able to keep up with your payments, keep making them. ...
Monday, March 30, 2020 / by Ryan Huemmer
How To Get A Market Analysis During Coronavirus Pandemic
Ask about our virtual services:
Video Tour - sample https://www.youtube.com/watch?v=Rq2O6DZ1NxE
Amber Huemmer, Top Madison WI Realtor
The Huemmer Home Team
Saturday, March 28, 2020 / by Amber Huemmer
Here are the top 5 questions we are being asked:
1) I was planning to put my home on the market. Should I wait?
2) Has the Coronaviras affected the housing market locally?
3) What about showings, open houses.... people walking through my home?
4) Do we have to have showings if we put our home on the market?
5) How do we get a market analysis on our home in this market?
Be prepared not scared. The Huemmer Home Team is here for you & your family. We want you to be as informed as possible and help you make the best decision for yourself and/or your family.
Amber Huemmer, Madison Real Estate Agent
The Huemmer Home Team
Thursday, March 19, 2020 / by Amber Huemmer
The current housing market and impact of the Coronavirus. Let's take a look at some major indicators and the history of those indicators.
Mortgage Interest Rates - Rates are at an all-time low. Which allows for a greater purchasing power or a lower monthly payment.
Stock Market - During past viral emergencies, the stock market has reacted. Over time the stock market has recovered. The fundamentals of the economy were strong with low unemployment prior to the virus concerns.
Recent Recessions - The coronavirus has created an economic slowdown and recession concerns. Over the last 5 recessions the housing market was only negatively affected twice. This slow down is not caused by the housing market.
Low Inventory - nationwide average months of inventory in 2007 was 8.2 month, today it's much lower at 3.1. Here in the Greater Madison area it is even lower depending on the price point.
Be prepared not scared. The Huemmer Home Team is here for you & your famim ...