Tuesday, May 6, 2025 / by Ryan Huemmer
Buying a Home in Madison, WI
4 Smart Steps to Take Before
Buying a home is one of the biggest decisions you’ll ever make—and preparation is everything. Before you dive into showings and open houses, taking a few essential steps can set you up for success and help you avoid costly surprises. Here are four smart moves to make before you start house hunting.
1. Find a Knowledgeable Real Estate Agent
Your first move should be to team up with a trusted, experienced real estate agent to guide your through the entire process. Amber Huemmer with The Huemmer Home Team - LPT Realty has sold over 2000 homes in the Madison, WI area. A great agent isn’t just there to unlock doors—they’re your advisor, negotiator, and advocate throughout the entire process. They will also connect you with the right people to get the job done smoothly. Check out our Preferred Lenders that our team knows, likes and trusts. They’ll help you understand the local market, fl ...
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Friday, May 2, 2025 / by Amber Huemmer
Community Market reports:Cambridge - bit.ly/CambridgeHousingUpdateColumbus - bit.ly/ColumbusHousingUpdateCottage Grove - bit.ly/CottageGroveHousingUpdateCross Plains - bit.ly/CrossPlainsHousingUpdateDeerfield - bit.ly/DeerfieldHousingUpdateDeforest - bit.ly/DeforestHousingMarketFitchburg - bit.ly/FitchburgHousingUpdateMadison - bit.ly/MadisonHousingUpdateMaple Bluff - bit.ly/MapleBluffHousingUpdateMarshall - bit.ly/MarshallHousingUpdateMcFarland - bit.ly/McFarlandHousingUpdateMiddleton - bit.ly/MiddletonHousingUpdateMonona - bit.ly/MononaHousingUpdateMount Horeb - bit.ly/MountHorebWIHousingUpdateOregon - bit.ly/OregonWIHousingUpdateStoughton - bit.ly/StoughtonWIHousingUpdateSun Prairie - bit.ly/SunPrairieHousingUpdateVerona - bit.ly/VeronaHousingUpdateWaunakee - bit.ly/WaunakeeHousingReportWindsor - bit.ly/WindsorHousingUpdate
The Huemmer Home TeamLPT RealtyAmber@thhtrealty.com608-279 ...
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Tuesday, April 29, 2025 / by Ryan Huemmer
As a homebuyer in Wisconsin, I’ve been keeping a close eye on mortgage rates, trying to determine whether now is the right time to purchase a home. With rates fluctuating over the past few years and affordability still a challenge, the big question remains: Will mortgage rates go down in 2025?
Looking at recent trends, there’s reason to be cautiously optimistic. Some financial experts predict that mortgage rates could decrease as Treasury yields decline, and home prices might see a slight drop with an increase in available housing. However, this doesn’t necessarily mean that we’ll return to the low rates and affordable home prices of the pre-pandemic years.
How Did We Get Here?
It wasn’t long ago that mortgage rates were at historic lows. After the pandemic hit in 2020, the Federal Reserve cut rates drastically, which led to an unprecedented boom in homebuying. By early 2021, the average 30-year mortgage rate hit a record low of 2.65%. But as inflatio ...
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Tuesday, April 22, 2025 / by Ryan Huemmer
9 Benefits of Homeownership: A Wisconsin Realtor's Perspective
The saying "home is where the heart is" rings especially true when considering the advantages of homeownership. Once you're financially ready to buy a home, the benefits often outweigh the risks. If you're on the fence about purchasing property in Wisconsin, here are ten key reasons to consider homeownership.
1. Stability in Your Monthly Housing Payment
Homeownership provides financial predictability, especially with a 30-year fixed-rate mortgage. Unlike renting, where landlords can increase rent annually, a fixed mortgage ensures stable monthly principal and interest payments. Additionally, refinancing when interest rates drop can further lower costs. For those comfortable with higher payments, a shorter-term mortgage such as a 15-year loan allows for quicker equity building and overall interest savings.
2. Building Equity with Every Payment
Each mortgage payment helps build equity, which is the difference between y ...
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Monday, April 14, 2025 / by Ryan Huemmer
Dane County, WI Housing Market Update: 4 Signs of a More Neutral Market
While affordability remains a challenge for many, buyers who are financially ready are wondering if now is a better time to buy. Here are four signs that the market may be tilting toward more favorable conditions for buyers.
1. Homes Are Staying on the Market Longer
One of the clearest indicators of a more balanced market is how long homes are sitting before they sell. When listings linger, buyers have more room to negotiate—sometimes even snagging a home for less than asking price. The average days on market for Dane County is 37 days, which is up from last year at this time of 28 days. Want to view listings before they go public? Check out this list of properties.
2. More Buyers Are Using Contingencies In Their Offers
Another signal of changes in the market is contingencies are back. We typically suggest using contingencies for items such as a home inspection and financing unless it might jeopardize ; ...
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