Friday, September 12, 2025 / by Ryan Huemmer
Madison area homebuyers and homeowners: The market just shifted in YOUR favor!
If you've been waiting to buy a home in Madison, Middleton, Verona, Sun Prairie, or anywhere in Dane County, this is your moment. 30-year fixed mortgage rates have dropped to a new low of 5.875% – the lowest we've seen in months and a game-changer for Wisconsin homebuyers.
Madison WI Real Estate Market Meets Historic Rate Opportunity
With Madison's median home price currently around $430,000-$445,000, this rate drop couldn't come at a better time for local buyers. The Madison housing market remains competitive but lower rates are opening doors that were previously closed for many families.
The Federal Reserve's dovish signals regarding the 10-year Treasury have created this perfect storm of opportunity. When the 10-year Treasury drops, mortgage rates follow – and Wisconsin homebuyers are reaping the benefits right now.
Meet Ryan Huemmer: Madison's Mortgage Expert Turned Real Estate Team Ow ...
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Friday, September 5, 2025 / by Ryan Huemmer
30 YR Fixed Mortgage Rates Just Dropped to 6.00%!
That’s the lowest we’ve seen in months and it could be your signal to act now before they bounce back.
What this means for you:More buying powerLower monthly paymentsA better shot at locking in your dream home
Buyers who wait may pay more in the long run as other buyers return to searching
Let’s talk about how this shift impacts your budget and your options in today’s market.
DM if you want a list of our preferred lenders!
The Huemmer Home Team
LPT Realty ...
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Thursday, September 4, 2025 / by Ryan Huemmer
Mortgage Rates Dip: What This Means for Madison, WI Area HomebuyersGreat news for anyone looking to buy a home in the Madison, WI area! We're seeing a welcome reduction in mortgage rates, a shift that could significantly impact your homeownership dreams. This change could make now the perfect time to explore your options and find your next property.
Why Are Mortgage Rates Dropping? The Fannie Mae Forecast ExplainedThe recent decline in mortgage rates isn't a random event; it's a response to broader economic trends. According to Fannie Mae's latest forecast, there's a strong indication that the Federal Reserve's long-standing efforts to combat inflation are working. The market is reacting positively to signs of moderation in inflation, which often leads to lower yields on bonds. Since mortgage rates are closely tied to these bond yields, a decrease in one typically results in a decrease in the other.Fannie Mae's economic team is currently predicting a gradual, but steady, decline in ra ...
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Thursday, September 4, 2025 / by Ryan Huemmer
Fall Real Estate Market Update: Is Now the Time to Buy or Sell?
As the leaves begin to change in Wisconsin, so does the real estate market. While fall is often overshadowed by the spring and summer rush, it’s actually one of the most strategic seasons for both buyers and sellers. So is now the right time to make a move? Let’s take a closer look.
Mortgage Rates Are Trending Down - A Window of Opportunity
After months of high or stagnant interest rates, we’re finally seeing a dip in mortgage rates this fall. This shift is opening the door for buyers who may have hit pause earlier in the year.
Lower rates mean improved affordability and greater purchasing power. For sellers, it brings more qualified buyers back into the market just when activity typically starts to slow.
Inventory Is Tight, But More Balanced
In Dane County and surrounding areas, inventory is still limited, but it’s showing signs of balance. Buyers now have a few more opt ...
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