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Buy Vs Rent | Madison WI Area Top Real Estate Team Blog

Friday, September 12, 2025   /   by Ryan Huemmer

BREAKING: Madison WI Mortgage Rates Drop to 5.875% – Perfect Time for Dane County Home Buyers!

Madison area homebuyers and homeowners: The market just shifted in YOUR favor!
If you've been waiting to buy a home in Madison, Middleton, Verona, Sun Prairie, or anywhere in Dane County, this is your moment. 30-year fixed mortgage rates have dropped to a new low of 5.875% – the lowest we've seen in months and a game-changer for Wisconsin homebuyers.
Madison WI Real Estate Market Meets Historic Rate Opportunity
With Madison's median home price currently around $430,000-$445,000, this rate drop couldn't come at a better time for local buyers. The Madison housing market remains competitive but lower rates are opening doors that were previously closed for many families.
The Federal Reserve's dovish signals regarding the 10-year Treasury have created this perfect storm of opportunity. When the 10-year Treasury drops, mortgage rates follow – and Wisconsin homebuyers are reaping the benefits right now.
Meet Ryan Huemmer: Madison's Mortgage Expert Turned Real Estate Team Ow ...

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Thursday, November 9, 2023   /   by Ryan Huemmer

Buying a Home vs. Renting – Weighing the Pros and Cons

The Great Debate: Buying a Home vs. Renting – Weighing the Pros and Cons

The decision to buy a home or continue renting is a major life choice that can significantly impact your financial future. Each option comes with its own set of advantages and disadvantages, making it crucial to carefully evaluate your circumstances and priorities before making a decision. In this blog post, we will explore the pros and cons of buying a home versus renting, helping you make an informed choice that aligns with your goals.
Pros of Buying a Home

Equity Building: One of the most significant advantages of buying a home is the opportunity to build equity. Mortgage payments contribute to the ownership of your property, offering a long-term investment that can appreciate over time.

Stability and Control: Homeownership provides stability and control over your living space. Unlike renting, you have the freedom to personalize your home and make long-term plans without the uncertainty of leasem ...

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