Wednesday, November 12, 2025 / by Ryan Huemmer
The Huemmer Home Team - Your Madison Real Estate Experts
First-Time Homebuyers Face Historic Challenges in Madison and Beyond
If you're trying to break into the Madison housing market, you're not alone in feeling frustrated. Recent data from the National Association of Realtors reveals a troubling trend that's affecting aspiring homeowners across Wisconsin and the nation: first-time buyers are being squeezed out of the market at record rates.
The Numbers Tell a Stark Story
The latest housing report shows that first-time buyers now account for only about 20% of all home sales, a historic low and roughly half the percentage from a generation ago. Even more striking? The average age of first-time buyers has climbed to 40 years old, while the typical homebuyer is now 59.
"These statistics reflect real challenges we're seeing right here in Madison," says Amber Huemmer. "Young families and professionals who should be building equity are instead stuck renting, watching the mark ...
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Monday, November 10, 2025 / by Ryan Huemmer
Expert analysis from The Huemmer Home Team - Your trusted Wisconsin mortgage advisors
Breaking News for Wisconsin Homebuyers: Effective November 16, 2025, Fannie Mae has eliminated its longstanding 620 minimum credit score requirement for mortgage eligibility. This landmark policy shift could open doors for thousands of Wisconsin residents who've been unfairly locked out of homeownership despite having the financial means to succeed.
Why This Changes Everything for Wisconsin Homebuyers
As mortgage experts serving communities throughout Wisconsin, The Huemmer Home Team has witnessed countless qualified borrowers denied financing simply because of a three-digit number that doesn't tell their complete financial story. This policy change finally acknowledges what we've known all along: credit scores don't capture the full picture of a borrower's ability to repay a mortgage.
The Real Stories Behind Low Credit Scores
1. Building Credit From Scratch
Many responsible Wisconsin ...
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Friday, October 24, 2025 / by Ryan Huemmer
New Single-Family Home Listings in Dane County, WI – Week of October 20th, 2025
Your trusted real estate experts at The Huemmer Home Team with LPT Realty bring you this week's complete market report featuring 58 fresh listings.
Market Snapshot: Week of October 20-24, 2025
This week brought an impressive wave of new inventory to Dane County, with 58 single-family homes hitting the market. The diversity of options spans from affordable starter homes to luxury estates, providing opportunities for buyers at every price point.
This Week's Market Statistics:
Total New Listings: 58 properties
Price Range: $264,900 - $1,600,000
Average List Price: $560,543
Median List Price: $479,950
Total Market Value: $32,511,524
What This Means for Buyers: The median price of $479,950 represents excellent value compared to recent months, and the variety of listings means buyers have genuine choices across communities and price ranges.
TOP 5 BEST VALUE DEALS THIS WEEK
#1 BEST ...
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Thursday, October 2, 2025 / by Ryan Huemmer
Amber Huemmer and The Huemmer Home Team stand as one of Madison’s most trusted real estate resources. With deep experience, local roots, and impressive results, they have earned a reputation as go-to professionals throughout Dane County and surrounding areas. Below is a look at their background, what makes them stand out, and how the Madison housing market is performing now.
Who Is Amber Huemmer & The Huemmer Home Team?
Amber Huemmer has been a full-time Realtor since 2004, and over the years she has guided more than 2,000 home transactions. The Huemmer Home Team She leads The Huemmer Home Team out of Cottage Grove, WI, with a primary focus on Dane County and nearby communities such as Sun Prairie, DeForest, Windsor, Middleton, Verona, Oregon, McFarland, Stoughton, Deerfield, Marshall, and Fitchburg.
Amber holds several designations that reflect her commitment to excellence:
CRS (Certified Residential Specialist) — a high-level credential r ...
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Saturday, September 27, 2025 / by Ryan Huemmer
Why Amber Huemmer is the Best Realtor in Madison, WI: Your Trusted Local Real Estate Expert
When searching for the best realtor in Madison, WI, homebuyers and sellers consistently turn to Amber Huemmer and The Huemmer Home Team for their exceptional service, local expertise, and proven track record. With deep roots in the Madison community and an unwavering commitment to client success, Amber has established herself as the premier choice for all your real estate needs in Wisconsin's capital city.
Unmatched Local Expertise in Madison's Real Estate Market
Amber Huemmer's intimate knowledge of Madison's diverse neighborhoods sets her apart as the top realtor in Madison, WI. From the historic charm of the Near East Side to the family-friendly communities of Middleton and the vibrant downtown condos, Amber understands the unique characteristics that make each area special.
Her expertise extends beyond surface-level knowledge to include:
Current ...
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