Tuesday, February 17, 2026 / by Ryan Huemmer
Headline: ?? Is the Madison Spring Market Calling Your Name?
Big things are happening in the Dane County real estate market this February! ?? From mortgage rates hitting near three-year lows to a "healthy recalibration" in local pricing, there is a lot for both buyers and sellers to be optimistic about as we head into spring.
Here’s the Monthly Minute breakdown:
?? Rates are down: The 30-year fixed mortgage rate averaged 5.875% as of Feb 12th a significant drop from last year that could save you hundreds every month.
?? Home values remain strong: The median sale price in Dane County rose to over $513k in January, up 7.73% from the previous year.
?? More breathing room: Homes are spending an average of 51 days on the market, giving buyers a bit more time to make informed decisions.
Whether you’re looking in Madison, Middleton, or Cottage Grove, the "Spring List ...
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Wednesday, February 11, 2026 / by Ryan Huemmer
Still living with your parents? It might be time to fall in love… with your own home.
Valentine’s Day isn’t just about finding “the one.” It’s about building a life you love. If you’re crashing in your childhood bedroom, sharing fridge space, and negotiating bathroom time… maybe 2026 is the year you commit to YOUR future.
At The Huemmer Home Team, we’ve already helped create over 2,100 love connections. Matching buyers with homes they truly adore and trust us… there’s nothing like the feeling of unlocking the door to a place that’s 100% yours.
Here’s how to start your love story with homeownership:
1. Get Expert Guidance
The market can be competitive. Having an experienced team, like The Huemmer Home Team, on your side means smarter offers, better negotiations, and fewer heartbreaks.
2. Know Your Budget (No Blind Dates!)
Before you start scrolling Zillow at midnight, talk to a preferred lo ...
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Friday, February 6, 2026 / by Ryan Huemmer
January Dane County, WI Real Estate Market Update: 2025 vs. 2026 Home Sales Trends
The Dane County, Wisconsin real estate market continues to evolve as we compare 2025 to early 2026 housing data. While inventory has tightened and sales volume has slightly contracted, home prices continue to climb, signaling a market that remains competitive despite longer decision timelines. Whether you’re buying or selling a home in Dane County, understanding these trends is critical to making informed real estate decisions.
One of the most noticeable shifts in the Dane County housing market is declining inventory. Total listings dropped 6.17% year-over-year, falling from 600 homes available in 2025 to 563 in 2026. Low housing supply continues to define the Madison-area market, creating ongoing competition for well-priced homes. Fewer listings naturally put upward pressure on pricing, especially in high-demand neighborhoods throughout Madison, Fitchburg, Sun Prairie, Middleton, and s ...
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Friday, January 30, 2026 / by Ryan Huemmer
Top 10 Things to Do Before You Start Thinking About Buying a Home
Buying a home is exciting but the smartest buyers don’t start with open houses. They start with preparation. As Madison, WI Area real estate experts, The Huemmer Home Team has helped thousands of buyers across Dane County and South Central Wisconsin make confident, successful moves. If you’re even thinking about buying a home in the next 6–24 months, these are the top 10 things you should do before you officially begin the process.
1. Get Clear on Why You Want to Buy
Before numbers, neighborhoods, or Pinterest boards, define your motivation. Are you looking for stability, more space, investment potential, or a lifestyle change? Your “why” will guide every decision, from location to price point and help you avoid buyer’s remorse later.
2. Take a Hard Look at Your Credit
Your credit score directly impacts your mortgage options and interest rate. P ...
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Wednesday, January 21, 2026 / by Ryan Huemmer
401(k) Home Buying Plan: What Madison Area Home Buyers Need to Know
If you're searching for homes in Madison, Middleton, Sun Prairie, or anywhere in Dane County, you've likely felt the squeeze of today's housing market. Between higher mortgage rates and substantial down payment requirements, getting into your dream home can feel out of reach. But a new proposal could change the game for Wisconsin homebuyers looking to tap into their retirement savings.
Understanding the Proposed 401(k) Down Payment Plan
National Economic Council Director Kevin Hassett recently unveiled details about a forthcoming plan that would allow Americans to withdraw funds from their 401(k) retirement accounts to make down payments on homes. It's generating significant buzz among prospective homebuyers in Madison and throughout Wisconsin.
The proposal aims to address a critical challenge facing local buyers. According to Hassett, the typical down payment needed to purchase a home has jumped from approximately ...
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