Tuesday, April 22, 2025 / by Ryan Huemmer
9 Benefits of Homeownership: A Wisconsin Realtor's Perspective
The saying "home is where the heart is" rings especially true when considering the advantages of homeownership. Once you're financially ready to buy a home, the benefits often outweigh the risks. If you're on the fence about purchasing property in Wisconsin, here are ten key reasons to consider homeownership.
1. Stability in Your Monthly Housing Payment
Homeownership provides financial predictability, especially with a 30-year fixed-rate mortgage. Unlike renting, where landlords can increase rent annually, a fixed mortgage ensures stable monthly principal and interest payments. Additionally, refinancing when interest rates drop can further lower costs. For those comfortable with higher payments, a shorter-term mortgage such as a 15-year loan allows for quicker equity building and overall interest savings.
2. Building Equity with Every Payment
Each mortgage payment helps build equity, which is the difference between y ...
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Tuesday, April 15, 2025 / by Ryan Huemmer
5 Things Wisconsin Home Sellers Can Still Control in Today’s Market
The real estate market has seen dramatic shifts in recent years. Home sellers in Wisconsin experienced bidding wars and quick sales due to high demand and limited inventory. However, as mortgage rates have risen and affordability challenges have increased, some buyers are sitting on the sidelines, leaving sellers with properties that may take longer to move.
Despite these changes, Wisconsin home sellers still have control over key aspects of the selling process. By making strategic decisions, sellers can position their homes to attract buyers and secure the best possible outcome. Here are five important factors that sellers can still control in today’s real estate market.
1. Pricing Strategy
While every seller wants to maximize their sale price, pricing a home correctly from the start is essential. Overpricing can lead to a stale listing, forcing price reductions later. The Wisconsin market varies by ...
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Wednesday, April 9, 2025 / by Ryan Huemmer
Affordability and Home Prices in Madison in 2025
As someone who’s been in real estate for years, Amber Huemmer since 2024, I’ve helped buyers and sellers through all types of markets. But I can honestly say today’s affordability challenges—especially for first-time buyers—are among the toughest I’ve seen, and they’re hitting hard right here in Madison, Wisconsin.
Over the past few years, home prices in Madison have climbed rapidly. The median price is now hovering around $470,000, up nearly 9% from just a year ago. See what your home is worth here.
I sit across from buyers all the time—people who are financially responsible, pre-approved, and excited to build a future in this city. One of the biggest reasons for this affordability crisis is the lack of available housing. Madison continues to grow thanks to its strong job market, universities, and overall quality of life, but housing construction hasn’t kept up. There simply are; ...
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Monday, March 10, 2025 / by Ryan Huemmer
What Is My Home Worth in the Current Market? A Seller’s Guide to Finding Out
If you’re considering selling your home, one of the first questions you’re likely asking is: What is my home worth in the current market? Understanding your home’s value is crucial to setting a competitive asking price, attracting buyers, and ensuring you get the best possible return on your investment. In this guide, we’ll explore various methods to determine your home’s worth, the factors that influence pricing, and how to use this knowledge to your advantage when selling.
Why Knowing Your Home’s Value Matters
Setting the right price for your home is essential for a successful sale. Pricing too high can deter potential buyers, while pricing too low may leave money on the table. A well-researched price attracts serious buyers, reduces time on the market, and helps you maximize your profit.
Let’s explore the different ways you can accurately assess your home&; ...
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Monday, March 3, 2025 / by Ryan Huemmer
Wisconsin Real Estate Market Update: February 2025 Trends by Top Realtor in Madison, WI Amber Huemmer
If you're looking for a trusted Realtor in Wisconsin, understanding the latest housing market trends is essential. February 2025 brought some significant changes to the state’s real estate landscape, and whether you're planning to buy or sell a home, these developments could impact your strategy.
After modest growth in January, Wisconsin home sales bounced back in February with a strong 7.0% increase compared to the same month in 2024. Specifically single-family home prices in Madison, WI were up 10% over the same period. That’s more than three times the growth rate seen at the start of the year, signaling renewed activity in the housing market. Year-to-date, Wisconsin home sales are up 4.4% over the first two months of 2024, showing a solid pace even in a tight inventory environment.
Inventory, however, remains a challenge. The total number of homes for sale in ; ...
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