Wednesday, June 1, 2022 / by Amber Huemmer
Community Market reports:Cambridge - bit.ly/CambridgeHousingUpdateColumbus - bit.ly/ColumbusHousingUpdateCottage Grove - bit.ly/CottageGroveHousingUpdateCross Plains - bit.ly/CrossPlainsHousingUpdateDeerfield - bit.ly/DeerfieldHousingUpdateDeforest - bit.ly/DeforestHousingMarketFitchburg - bit.ly/FitchburgHousingUpdateMadison - bit.ly/MadisonHousingUpdateMaple Bluff - bit.ly/MapleBluffHousingUpdateMarshall - bit.ly/MarshallHousingUpdateMcFarland - bit.ly/McFarlandHousingUpdateMiddleton - bit.ly/MiddletonHousingUpdateMonona - bit.ly/MononaHousingUpdateMount Horeb - bit.ly/MountHorebWIHousingUpdateOregon - bit.ly/OregonWIHousingUpdateStoughton - bit.ly/StoughtonWIHousingUpdateSun Prairie - bit.ly/SunPrairieHousingUpdateVerona - bit.ly/VeronaHousingUpdateWaunakee - bit.ly/WaunakeeHousingReportWindsor - bit.ly/WindsorHousingUpdate
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Monday, May 2, 2022 / by Amber Huemmer
Feed Your Lawn
Most important thing you can do for your lawn, is to fertilize it. A well-fed lawn is healthier, which means it has a better root system to combat stresses such as heat, cold, drought, mowing, foot traffic, and other. Your lawn wakes up hungry in the spring! Fertilizing it strengthens roots, kills weeds and gets it off to a good start for the new year.
Mulch Flower Beds and Base of Trees
Mulching has many benefits for your flower beds and at the base of trees. Improving the health, reducing the amount of weeds growing there and increasing the water retention of the soil. It can help save you time on those important gardening tasks of weeding, watering, and pest control.
Wash and Maintain Windows
Washing windows protects indoor air quality, lets more light in and allows for a visual inspection on the glass, seal & weather-stripping. Regular window maintenance will help avoid costly repairs, preserve energy efficiency, maintain functionality and increase t ...
Friday, February 12, 2021 / by Amber Huemmer
Get Pre-Approved to Establish a Budget with a Local Lender
Before you go look at homes, you need to get pre-approved. You need to know if you qualify for a loan program, what you can afford, how much you need for a down payment and what your monthly payment is going to be.
Affordability can be determined in two ways. A maximum monthly payment allowed or a monthly payment amount that you the buyer feel comfortable with each month. Either way, establishing a budget first will help contribute to a more successful home search.
We believe selecting a local lender can be beneficial too. Being able to meet in person to discuss loan options, provide asset and income documents and work fast to avoid surprises. A local lender has a reputation to maintain in order to continue to service the community. And it's nice to have your local lender at closing in case any questions arise.
Are you ready to start the home buying process? Let’s get you pre-approved with a local lender.
Wednesday, December 2, 2020 / by Amber Huemmer
Are you wanting to buy a home but you don’t have a lot of money saved for a down payment?
You don’t need 20% down to buy a home.
A conventional 30 year fixed requires as little as 3-5% down.
FHA loan only requires 3.5% down and allows for less than stellar credit.
WHEDA loan requires 3% down but you can piggyback a WHEDA second loan called Easy Close to lower or completely cover your down payment.
VA and USDA offer 0% down loans but come with some additional qualifying requirements in order to participate.
Get pre-approved for FREE with a local lender and discuss these options in greater detail to see which one is best for you and your situation. Also make sure to ask if they have any special in-house loans or down payment assistance programs.
The Huemmer Home Team has the KEYS to your home buying success. Let’s get you started today.
Amber Huemmer, Real Estate Agent
The Huemmer Home Team
Sunday, November 22, 2020 / by Amber Huemmer
Madison, the capital city of Wisconsin, is the second largest city in the state. Its downtown sits on an isthmus between lakes Mendota and Monona and is home to the University of Wisconsin-Madison. The city's five lakes make it one of the more picturesque state capitals in the country.
The spring is when the outdoor Farmer's Market begins, where local farmers sell directly to consumers around the Capitol Square. We love the Henry Vilas Zoo, a 28-acre public zoo with no admission fee.
Kick-off the start of summer Memorial Day weekend at Brat Fest. Get on the water where you can kayak, canoe, paddleboard, fish, boat and ski. Grab a bicycle or a pair of sneakers to take the Lake Loop around Lake Monona and past the Monona Terrace for a picturesque 13-mile trip. Play golf at one of Madison’s five golf courses. Spend your evenings out on the town walking State Street for dinner, get drinks outside at the Memorial Union Terrace or to catch a performance at the Overture Center. Mm ...