LOVE THE HOUSE, DATE THE RATE
 
Buy the home. Refinance the rate later.

 

 
If you’re waiting for rates to drop before making a move in Dane County, here’s what the numbers are saying:
 
January Market Stats
Average Price 2026: $513,362
Average Price 2025: $473,846
That’s nearly $40,000 higher year over year.
 
30-Year Fixed (national avg): 6.00%
 
Waiting can cost you more than today’s rate.
Home values in Dane County continue to rise. The longer you wait, the more you may pay for the same house, especially if rates improve.
 
If you’re thinking about making a move in Madison or anywhere in Dane County, let’s run the numbers and build a smart strategy.
 
The Huemmer Home Team
LPT Realty