Friday, February 12, 2021 / by Amber Huemmer
Before you go look at homes, you need to get pre-approved. You need to know if you qualify for a loan program, what you can afford, how much you need for a down payment and what your monthly payment is going to be.
Affordability can be determined in two ways. A maximum monthly payment allowed or a monthly payment amount that you the buyer feel comfortable with each month. Either way, establishing a budget first will help contribute to a more successful home search.
We believe selecting a local lender can be beneficial too. Being able to meet in person to discuss loan options, provide asset and income documents and work fast to avoid surprises. A local lender has a reputation to maintain in order to continue to service the community. And it's nice to have your local lender at closing in case any questions arise.
Are you ready to start the home buying process? Let’s get you pre-approved with a local lender.
The Huemmer Home Team has the KEYS to your home buying success. Let’s get you started today.
Amber Huemmer, Real Estate Agent
The Huemmer Home Team